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Capital One boasts "no-hassle rewards" and no foreign transaction fees on any of its cards. In contrast, many other card issuers still impose onerous 3% foreign transaction fees on many of their products—especially those with no annual fees—which can add up fast if you use those cards when traveling. Check out the best cards Capital One has to offer.
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Best Card for Premium Travel Rewards
Capital One Venture Rewards Credit Card
on Capital One's website
Recommended FICO® Score*
Capital One Venture Rewards Credit Card
APR
19.99% - 29.99% (Variable)
Intro APR
Rewards
2x Miles per dollar on every purchase, every day, 5x Miles per dollar on hotels and rental cars booked through Capital One Travel
2x Miles on All Purchases
Intro Bonus
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Annual Fee
$95
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
This Card Is Right for You If:
Capital One Venture Rewards Credit Card is Capital One's flagship card, and it can do some pretty neat things. First, you can earn an intro bonus of 75,000 miles after you spend $4,000 on new purchases within 3 months of account opening . You also earn 2 miles on all purchases and 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023.
Miles are worth 1 cent each as statement credits toward any travel reservations you make, with no blackout dates or capacity controls. Blackout dates are fixed dates when no awards are available, while capacity controls are when award availability is limited. When you earn 2 miles on each purchase, and miles are worth 1 cent each as statement credits, it allows you to realize 2 cents in rewards value per dollar spent.
Another option for redeeming your rewards is transferring them to miles with more than 10 frequent flyer programs. When you can transfer your rewards to airline miles, and redeem those miles for expensive flights in business and first class, it's possible to realize several cents in value per mile redeemed. Benefits include a $100 credit toward the application fee for TSA PreCheck or Global Entry. The card charges a $95 annual fee.
Best Card for Rebuilding Credit
Capital One Platinum Secured Credit Card
on Capital One's website
Recommended FICO® Score*
Capital One Platinum Secured Credit Card
APR
29.99% (Variable)
Intro APR
Rewards
None
Annual Fee
$0
Card Details
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
This Card Is Right for You If:
When you've had serious credit problems in the past, it can be very difficult to rebuild your credit. To improve your credit scores, you have to open a new account and manage it responsibly. But of course, very few companies want to offer a new account to people with a poor credit history. Secured cards like this one from Capital One are the exception.
This card has you put down a refundable security deposit starting at $49 to get a $200 initial credit line. You'll also be considered for a higher credit limit in as little as six months with no additional deposit needed. No one will know that it's a secured card when you use it to make purchases, and you'll still have to make a payment each month. The security deposit is only used in case of default, and you may get it back when you pay off your balance and close your account.
Many secured credit card users find that when they make all of their payments on time, they're able to qualify for a standard unsecured card within a year. And although many competing secured cards have an annual fee and other fees, the Capital One Platinum Secured Credit Card has no annual fee and no foreign transaction fees.